Lending · CRM engineering

Loan origination, end to end.

Built inhouse for NBFCs, banks and DSAs. First enquiry to disbursal SMS - capture, qualify, underwrite, disburse, collect. One workflow. No race-to-bottom freelance work.

Application capture + OCR + e-KYC
CIBIL / Experian / CRIF integrated
Auto-decision rules + disbursal + EMI dunning
You own the code - repo + infra, day one

Talk to the engineer who'll build it 15 min, no SDR

Loan applications · today

128

Applied

Sanctioned

₹3.8Cr

Disbursed

38h

Avg TAT

Prerna K. · Personal · ₹4LCIBIL 760 · pre-approved

Sanctioned

Mohan D. · Business · ₹20LDocs pending

Doc

Vidya K. · Home · ₹62LField visit scheduled

Built for lenders

Every step of origination, automated.

Application capture

Pre-fill from PAN/Aadhaar, OCR of payslips and bank statements. No re-keying.

Bureau & underwriting

CIBIL / Experian / CRIF live pull. Auto-decision rules + ML risk score built in.

Disbursal & collections

Sanction → e-Sign → disbursal → EMI dunning with multi-channel reminders.

Six workflows we build

Loan ops, decoded.

Lead → loan funnel

Web/Meta/marketplace leads → eligibility check → application start.

e-KYC + document upload

Aadhaar OTP, video KYC, ID OCR, salary slip parsing, bank statement analyser.

Bureau decisioning

CIBIL/Experian/CRIF pull, risk score, rule-based + ML decisioning.

Field investigation

FI agent app, geo-tagged visit, photo + checklist, manager review.

Disbursal & agreement

e-Sign, NACH mandate, disbursal trigger, sanction letter generation.

Collections

EMI reminders 7/3/1d before, late-fee rules, soft-call + field-collection queue.

Loan products we cover

Every loan, every segment.

One engine, many products - configure new loan types in days, not months.

Personal · Business · SME loans
Home loans with collateral workflow
Loan against property
Vehicle & consumer durable

Loan product config

Personal Loan v315–60 mo · 10.5–24%

Live

SME Term Loan12–48 mo · collateral free

Live

FAQ

Things lenders ask before signing.

How long does a build take?

12–16 weeks for v1 (lead → KYC → bureau → underwriting → disbursal). Collections + advanced reporting in 4–6 more weeks. Fixed-bid - no mid-project bleed.

Is it RBI compliant?

Yes - DLG framework, data localisation, audit logs, customer consent. Built for RBI-regulated NBFCs and banks.

Which bureaus do you integrate?

CIBIL, Experian, CRIF High Mark, Equifax - all four. Score + report + summary in real time.

Can we cut our TAT in half?

Yes - typical lenders go from 5–7 day TAT to under 48 hours after our build. Fully digital products: under 10 min.

Send us your brief

Tell us your TAT today. We'll send a real plan to halve it.

NBFCs and lending arms have moved off lock-in SaaS to inhouse builds with us. Send your current stack and TAT - we'll come back with a clear plan and an honest quote within one business day.

Send your brief Talk to an engineer · 15 min